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Neil Bhutta
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Consumer Ruthlessness and Mortgage Default during the 2007 to 2009 Housing Bust
N Bhutta, J Dokko, H Shan
The Journal of Finance, 2017
393*2017
Disparities in wealth by race and ethnicity in the 2019 Survey of Consumer Finances
N Bhutta, AC Chang, LJ Dettling
3832020
Interest Rates and Equity Extraction during the Housing Boom
N Bhutta, BJ Keys
American Economic Review 106 (7), 1742-1774, 2016
2572016
Payday loan choices and consequences
N Bhutta, P Skiba, J Tobacman
Journal of Money, Credit and Banking 47 (2-3), 223-260, 2015
2002015
Changes in US Family Finances from 2016 to 2019: Evidence from the Survey of Consumer Finances
N Bhutta, J Bricker, AC Chang, LJ Dettling, S Goodman, AH Volz, JW Hsu, ...
Federal Reserve Bulletin 106 (5), 1-42, 2020
1612020
Payday loans and consumer financial health
N Bhutta
Journal of Banking & Finance 47, 230-242, 2014
1582014
Consumer Borrowing after Payday Loan Bans
N Bhutta, J Goldin, T Homonoff
The Journal of Law and Economics 59 (1), 2016
1342016
The Community Reinvestment Act and Mortgage Lending to Lower Income Borrowers and Neighborhoods
N Bhutta
Journal of Law and Economics 54 (4), 953-983, 2011
120*2011
Paying too much? Price dispersion in the US mortgage market
N Bhutta, A Fuster, A Hizmo
FEDS Working Paper, 2020
116*2020
The ins and outs of mortgage debt during the housing boom and bust
N Bhutta
Journal of Monetary Economics 76, 284-298, 2015
113*2015
Do minorities pay more for mortgages?
N Bhutta, A Hizmo
The Review of Financial Studies 34 (2), 763-789, 2021
1092021
COVID-19, the CARES Act, and families' financial security
N Bhutta, J Blair, LJ Dettling, KB Moore
Available at SSRN 3631903, 2020
922020
GSE activity and mortgage supply in lower-income and minority neighborhoods: The effect of the affordable housing goals
N Bhutta
The Journal of Real Estate Finance and Economics 45, 238-261, 2012
83*2012
The Effect of Interest Rates on Home Buying: Evidence from a Shock to Mortgage Insurance Premiums
N Bhutta, D Ringo
Journal of Monetary Economics, 2020
69*2020
The 2014 HMDA Data
N Bhutta, J Popper, D Ringo
Federal Reserve Bulletin 101 (4), 2015
55*2015
The 2013 home mortgage disclosure act data
N Bhutta, DR Ringo
Federal Reserve Bulletin 100 (6), 1-32, 2014
552014
The mortgage market in 2010: highlights from the data reported under the Home Mortgage Disclosure Act
RB Avery, N Bhutta, KP Brevoort, GB Canner
Federal Reserve Bulletin 98 (6), 1-46, 2012
512012
How much does racial bias affect mortgage lending? Evidence from human and algorithmic credit decisions
N Bhutta, A Hizmo, D Ringo
FEDS Working Paper, 2022
502022
Did the CRA cause the mortgage market meltdown?
N Bhutta, GB Canner
Community Dividend, Federal Reserve Bank of Minneapolis, 2009
49*2009
Mortgage market conditions and borrower outcomes: Evidence from the 2012 HMDA data and matched HMDA-credit record data
N Bhutta, GB Canner
Federal Reserve Bulletin, Forthcoming, 2013
462013
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Artigos 1–20